Compare complete amounts for the same period
- Exact medicine and form
- Supply period
- Medicine charge
- Visit or membership fee
- Lab order, test and review charges
- Delivery and other fees
- Usual later amount and renewal terms
Ask the service to fill every line or label it as unknown. Then compare the quotes over the same stretch of time.
Ask and note
What would the complete bill be after the starting offer ends?
Read the price and offer
Name the kind of price
As of September 2026, these medicines have different prices depending on how payment is arranged. Have the service name the type of price in your quote.
Before patient discounts or insurance payments, the maker publishes a price for supplying the medicine; that is its list price. It is not your personal bill.
With self-pay, you pay cash for the medicine outside your insurance. Your copay is your share of a medicine bill covered by insurance.
A maker’s savings card, also called a copay card, helps eligible people pay their insurance share. A pharmacy discount card is a different offer with its own quoted cash price.
A government program can set a separate patient payment under its own rules.
Ask and note
Which kind of price is this, and what conditions apply?
Read the terms behind a starting amount
Some government-listed cash prices cover only the smallest medicine amount per tablet or shot, as of September 2026. Others cover only the first purchases, before a higher price applies. A government-published example of offer terms
As of September 2026, terms for starting cash offers for semaglutide (Ozempic, Wegovy) and savings cards for tirzepatide (Mounjaro, Zepbound) end on December 31, 2026. Ask whether your quote uses one of these offers and what price applies afterward.
Ask for the amount after any introduction, the covered supply period and the offer’s end date. Read what happens if a refill arrives later than the offer permits.
Separate a savings card from cash payment
As of September 2026, the makers’ copay cards require private insurance for semaglutide (Ozempic, Wegovy) and tirzepatide (Mounjaro, Zepbound); government-program members are excluded.
As of September 2026, a person on Medicare or another government program may still be able to pay the maker’s cash price, even when they cannot use its savings card.
Ask which offer is being quoted, whether you qualify and how much the card can save. Get those answers before putting the price in your budget.